Success Stories

Success Story: Ethel & James Wrightman

Happily married couple, Ethel and James Wrightman, both 62, were thrilled when their children surprised them on their 40th wedding anniversary with tickets to the beautiful city of Mérida, Mexico.

The Wrightmans hadn’t had a holiday in many years. Needless to say, they were quite excited to celebrate 40 years of wedded bliss against the romantic backdrop of this historic Mexican town.

The Holiday Begins

After touching down in Mérida and settling into their hotel room, Ethel and James walked out onto the bustling cobblestone streets, hand in hand. They purchased food from a street vendor and sat on a ledge of a fountain in the middle of the square to enjoy their dinner.

Warning Signs

Shortly after their meal, James began to sweat profusely and felt tightness in his chest, but he shrugged it off as indigestion. Figuring her husband had had too much excitement for one day, Ethel suggested that they head to their room and turn in for the night.

Back at the hotel, Ethel went to the bathroom to brush her teeth. Suddenly, she heard a loud thud from the bedroom. Ethel ran out to find James on the floor, unconscious.

An ambulance was called and James was taken to hospital. The medics informed Ethel that her husband had suffered a heart attack. They were unable to resuscitate him, and neither were the doctors in the hospital. James died in her arms.

Life Insurance Refuses To Pay

Ethel, her children and the grandkids were devastated by James’ sudden death. This tight-knit family did their best to support each other as they started a life that no longer included their husband, father and grandfather. Unfortunately, their misfortune didn’t end there. When Ethel submitted a claim to James' private life insurance, the insurer quickly responded with a denial.

The insurer alleged 'material misrepresentation.' They claimed that James' medical reports showed that his doctor had been monitoring his high cholesterol for 20 years and James had failed to disclose this when he had purchased his life insurance in 2000.

She Chose To Fight Back

Ethel and her children were outraged. Ethel knew that James was not aware that his doctor had been monitoring his cholesterol and could not, therefore, have disclosed something he was unaware of. In fact, even at James' age, he had always received a clean bill of health from his doctor. Ethel asked James' financial advisor for help, who told her to seek legal counsel immediately. He referred Ethel to Share Lawyers.

After a thorough review of James' medical files and application for life insurance, Share Lawyers successfully negotiated a settlement in Ethel's favour. The insurer relented and paid the Wrightmans the entire sum of James' life insurance policy.

*Names have been fictionalized to protect the privacy of our clients.

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A note from our long term disability lawyers

Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.

If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.

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We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.

Our experienced disability lawyers can fight back on your behalf

Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.

If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.

Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.


In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.





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