We understand that things haven’t been easy for you over the last little while. Your health has been suffering, you cannot work, and now your insurance company—who was supposed to be there in your time of need—has decided not to pay your disability benefits. These benefits are supposed to provide you with financial support so you can focus on regaining your health and rebuilding your life. It is unfortunate that your insurance provider has not lived up to its promise. If you've had your long term disability denied, we will fight to get you the benefits to which you are entitled. Our disability lawyers have helped thousands of Canadians get their long term disability benefits, and we can help you, too.
Where to turn when you’ve had your long term disability claim denied
After receiving a denial, you might not know where to turn next. You may feel hopeless at this moment, but rest assured that you are not alone. When you call Share Lawyers, you’ll speak with someone who knows what you are going through and can offer you the best possible advice at no cost to you.
Why you should contact Share Lawyers when you’ve had your long term disability claim denied:
It’s free to talk to us
There are no fees unless you win your case
We specialize in disability claims and can go through your options
Make arrangements for a free consultation with one of our disability lawyers to see how we can help you get your disability benefits
We’ll be there to answer all of your questions and make the insurance company listen
Denied at change of definition
You’ve been receiving your long term disability benefits, but at around the two-year mark, your insurance company is telling you that you are capable of doing another type of job. They are using the change of definition as their reason to cut off your disability benefits. Can they do this? They can, but you don’t have to accept the decision. Your case manager may be simplifying the new definition of what it means to be disabled and if you are unable to work, your insurance company should continue to support your long term disability claim. We have many clients that are denied at the change of definition and we are very successful in fighting this unjust denial.
Why you should fight your denial
After receiving a denial, you may feel like giving up—like your only option is to go back to work. The fact is, you paid into benefits with every paycheque so that if you became sick you would be protected. If you give up now, you are giving up money you are entitled to and that can help you during this time. Your insurance provider wants you to give up— they are not looking out for your well-being. Don’t let them win. With Share Lawyers in your corner, you can get your disability benefits without having to deal with your insurance company further.
Should you appeal the denial?
When you’ve had your long term disability claim denied, your insurance company may suggest appealing their decision, but this may not be your best option. Appealing is challenging and often unsuccessful, as the same people who rejected your claim will be reviewing it again. To have a chance at success, you must provide new and significantly different medical information from your doctors. Similar information will likely result in further denial. The appeal process typically takes 30-90 days for a decision, wasting valuable time. If you're uncertain about appealing, it's advisable to seek assistance from our team of long term disability lawyers.
Returning to work when you’re not ready
You're caught in a difficult situation. Denied disability benefits leave you without income, while your insurance company pressures you to return to work. But going back may not be sustainable in the long term and could affect your right to future benefits. You could be risking your job and the loss of disability benefits. Prioritize your long-term well-being and avoid taking steps backward.
We’re here to help when you’re denied disability benefits
Share Lawyers has been in business for over 35 years and has settled thousands of cases for clients who have been denied long term disability help. We don’t just dabble - we specialize in disability law and are one of the first law firms in Canada to do so. By getting us involved, you are getting a team of experienced disability lawyers that will not only deal with your insurance company and fight for your benefits but also provide you with the environment of support you need to focus on your health.
When your insurance company has wrongfully denied your claim, we can work together to reach a fair settlement of your claim.
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