Success Story: Walter Wade
Walter Wade was an upstanding member in his community. Walter was responsible, he was kind to his neighbours, paid his bills on time and always did the best he could for his family. Now, for the first time, Walter finally felt like he had his finances on track and was looking forward to spending some of his hard-earned savings on a trip to Europe with his wife and kids in just a few short months. Unfortunately, things don't always go as planned.
Debilitating Chest Pain Cause For Concern Among Family And Friends
Walter was the first to admit that in the past he hadn't taken the best care of himself. With a large family, a previous smoking problem and a busy lifestyle, eating well and getting enough exercise hadn't always been at the top of the list! Now, at the age of 53, Walter would often go for long walks or jogs to stay active and keep fit! Neighbours grew accustomed to seeing Walter out on the sidewalk each morning, that is, until Walter began to experience debilitating chest pain that left him unable to complete his morning routine.
As Walter's discomfort grew and he began to experience pain and numbness in his arms and legs, family and friends became worried about the troubling symptoms. Eventually Walter's family convinced him that he needed to pay a visit to his family doctor.
A Host Of Medical Tests Reveal Diagnosis
After hearing Walter's symptoms, the doctor ordered a heart disease risk assessment. The physical examination, stress tests and a visit to a heart specialist confirmed the worst, and Walter was promptly diagnosed with heart disease. Walter's medical team recommended that he take some time to recover and focus on his health and well-being.
The very same day, Walter's wife helped him apply for a leave of absence from work as VP Sales and to apply for his private long term disability benefits. Walter felt relieved and that he could finally breathe again.
Insured Receives Shocking News: Disability Beneftis Denied
A few weeks later, Walter received a letter from his insurance company containing some shocking news. Not only was his disability benefits claim denied, but the insurance company denied his claim based on something called "material misrepresentation", implying that he had lied on his initial application! Walter never realized that smoking one or two cigarettes a day in the past 12 months could affect his insurance policy in such a drastic way!
Unable to work, Walter worried that he wouldn't be able to provide for his family in the ways they had become accustomed. Without any income, Walter and his wife were forced to dip into their savings for Europe - it seemed that his dream would never fully be realized.
A New Approach Yields Positive Results!
Not knowing where to turn, Walter searched online for a law firm that could assist him with his disability case. Having stumbled upon the homepage for Share Lawyers, Walter was impressed. It seemed like the firm had years of experience helping those in similar situations. At this point, Walter had nothing to lose, so he called to schedule a free consultation. From the beginning, the Share Lawyers team put Walter and his family at ease. The Share Law team explained that they got results. Immediately the Share Lawyers team got to work on his case and gathered all of the necessary medical information needed in order to compile a strong case supporting Walter's Heart Disease diagnosis for combating the material misrepresentation claim. In less than a year, Share Lawyers was able to settle Walter's case with the insurance company by securing a lump-sum payment that would allow him to focus on his health and recovery.
*All names and identifying details have been changed to protect the confidentiality of all involved.
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.