Success Story: Vera Karlova
Vera Karlova’s life-long depression came to a head when she graduated from her Masters Program at the age of 29 and began a stressful career in Public Relations. When her depression began to affect her ability to work, she made the responsible choice to take sick leave to receive medical treatment; however, when she applied for disability benefits through her group insurance coverage in order to start her road to recovery, she was denied.
A Hectic Lifestyle
While Vera was able to function with her depression for many years, the long hours, extensive travel and tight deadlines associated with her job began to take its toll on her health. She developed insomnia, which, in turn, caused chronic pain throughout her body and cognitive dysfunction.
No Support System
Vera had left her hometown of Winnipeg, Manitoba, for Toronto to give her career a head start. Being away from her family and friends made Vera feel lonely and hopeless. Her family doctor was helpful in keeping Vera’s spirits up while she was put on a waiting list for a psychiatrist. Her doctor also helped her complete her long-term disability application.
Insurance Company Requests More Evidence And Withholds Benefits
Vera received a letter from her insurance company after weeks of waiting. She was hoping the letter was her first disability cheque, but when she opened the envelope, she read the unpleasant news—her claim had been rejected. She was not going to receive benefits until she provided more medical evidence to support her family doctor’s diagnosis of Major Depressive Disorder. Unfortunately, Vera’s appeals were met with similar denials and requests for further evidence. At this point, she was not only battling her depression, she was battling with a very powerful insurance company for the benefits she felt were rightfully hers, with very little savings in her bank account to survive.
How Share Lawyers Helped
Vera booked a free consultation with Share Lawyers upon the advice of her family doctor. She was relieved to know that Share Lawyers had represented countless disability claims involving depression and felt that she finally had the support system she was lacking for so long.
Every member of the team at Share Lawyers was compassionate and friendly. No question went unanswered, and she received regular updates about her case.
Finally, mediation day arrived. Vera felt confident that her lawyer, Steven Muller from Share Lawyers, would pull out all the stops to get her a fair and substantial settlement, and she was not disappointed. After many hours of negotiations, Steven secured her a lump-sum amount that would allow Vera respite from her financial obligations while she underwent treatment.
*All names and identifying details have been changed to protect the confidentiality of all involved.
Denied your long term disability claim?
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.