Success Story: Charles Robinson
39-year-old truck driver, Charles Robinson, was preparing a meal in his kitchen one evening after work when he suddenly blacked out. He hit his head on the granite countertop before falling to the floor and came to almost an hour later, disoriented and in pain. A few weeks after the accident, his seizures began.
Charles had never had a seizure before fainting and hitting his head. He visited his doctor and was ordered not to work until a medical diagnosis could be made, as a seizure on the job could put him and other drivers on the road at risk.
He was sad to take a leave of absence, but Charles understand it was for safety reasons. This rang true when he had two more seizures that were worse than the first one. Luckily he was at home.
Charles applied for short-term disability through his group insurance plan and was approved for benefits.
The Diagnosis
Charles was referred to a neurologist, who diagnosed him with epilepsy. The diagnosis effectively ended Charles´ career as a driver. The dizziness and fatigue caused by his medications and the aftereffects of the seizures also made finding another job almost impossible.
Life Insurance Refuses To Pay
When his short-term benefits ended, Charles applied for long-term benefits, but this time his claim was denied. The insurance company stated that there was “insufficient medical evidence” to support the claim for long-term disability benefits.
Charles appealed with more medical information and received a second denial. He appealed again with an extensive medical report written by his neurologist, but his insurer wouldn´t budge.
Charles began to feel that he was getting the runaround. He wanted to fight back but he just didn´t have the energy. All of his strength was focused on finding ways to cope with his new diagnosis. He decided to call a lawyer for help. His neurologist referred him to Share Lawyers.
Charles met with the team at Share Lawyers for a free consultation and immediately felt he was in good hands. It was a huge relief knowing he had experienced lawyers fighting on his behalf; lawyers who sympathized with his situation and made him feel that he mattered.
The lawyers and law clerks at Share Lawyers worked diligently to gather medical evidence substantiating the fact that Charles was, in fact, disabled and therefore eligible for his long-term benefits.
The case was settled after discoveries and then a mediation. A lump-sum was negotiated that would provide Charles with enough money to live comfortably until he could be retrained for a different job that he would be able to do without risk to himself or others.
*Names have been fictionalized to protect the privacy of our clients.
Denied your long term disability claim?
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.
