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Can You Move Provinces While on Long Term Disability
Being on disability benefits doesn't mean you're locked into one place. Life changes—being closer to family, pursuing new opportunities, or simply needing a fresh start—can all make moving appealing. But this raises a common question for many Canadians: Can you move provinces while on long term disability?
It's a fair question since policies and rules vary significantly between provinces. In this guide, we'll explain what you need to know so you can make the best decision for your situation and ensure your benefits stay secure.
Can you move provinces while on long term disability? Share Lawyers will help you understand your rights.
Can You Move Provinces While on Long Term Disability
If you’re dealing with an illness or injury that keeps you from working but are also considering relocating to a different province, you’re likely wondering: Can you move provinces while on long term disability?
In most cases, moving shouldn’t be an issue. However, reviewing the details in your policy or benefits plan is essential. Before making any big decisions, contact your case manager to confirm if any specific restrictions or conditions apply to moving provinces. This way, you can confidently move, knowing your benefits are secure.
Will My Disability Benefits Be Affected If I Move to Another Province?
If you’re considering moving within Canada, you might wonder if relocating could impact your disability benefits. Many policies require that claimants reside in Canada, and some may even specify the province. While most insurers are OK with moves between provinces, discussing your plans with them directly is wise. Request a copy of your policy to check for any specific residency requirements and ensure there are no surprises.
Will My Disability Benefits Be Affected If I Move Out of the Country?
Relocating outside Canada is a different matter. Most LTD policies have residency provisions that limit or exclude benefits if you live outside the country. Short trips, like a week or two, generally don’t raise concerns, but longer stays could. If you need to travel for an extended period, review your policy carefully and speak with your insurer—and potentially your lawyer—before making plans to ensure everything is in order.
What Other Considerations Are There?
Moving to a new province while on long term disability could mean adapting to a different healthcare system, which may involve new specialists or treatment options. This shift could impact your recovery and, potentially, your benefits. It’s essential to discuss how ongoing care will work in your new location and ensure that you are still receiving medical treatment.
Consulting with a disability lawyer during your transition is also a smart move. Understanding the details of your policy and ensuring your rights stay protected across provincial lines can make all the difference.
A dedicated team like Share Lawyers can help you navigate the move, confirming that your benefits remain unaffected and standing up for your rights if any issues arise.
The Bottom Line:
Always consult with your lawyer about any plans to move out of province or country!
Moving to a New Province and Concerned About Your LTD Benefits? Share Lawyers Can Help
Can you move provinces while on long term disability? Many Canadians ask this question, especially when LTD benefits are essential to maintaining quality of life when working isn’t an option.
At Share Lawyers, we understand that moving comes with challenges, and losing your benefits shouldn’t be one of them. Our team is here to answer your questions and provide legal support if needed so you can confidently make your move.
With over 35 years of experience and a history of helping more than 9,000 Canadians secure their benefits, we’re dedicated to ensuring you receive the support you deserve, no matter where life takes you.
“I can't say enough good things about my experience with Share Lawyers. From start to finish, their team was professional, compassionate, and incredibly knowledgeable. They made a difficult and stressful process so much easier to navigate, always keeping me informed and fighting for my best interests. Karen and her team were incredibly impressive, providing clear guidance and support every step of the way. Their dedication to achieving a fair settlement was evident throughout, and I felt confident knowing I had such a strong team in my corner. Thanks to Share Lawyers, I reached a settlement that I am delighted with. If you’re looking for a team that genuinely cares about their clients and works tirelessly on their behalf, look no further than Share Lawyers. I highly recommend them!” — Darryl C., Windsor |
It costs nothing to contact us, and there is no obligation. If you decide to enlist our services, you’ll owe us nothing until you win your case.
It all starts with a quick phone call to explore your options.
Can you move provinces while on long term disability? Share Lawyers is ready to answer your questions.
Contact Share Lawyers today and let our experience work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. Our legal team offers a free consultation and works on a contingency basis—there are no fees unless you win your case.
