Appealing a Long Term Disability Denial: What To Know

When you're sick or injured and unable to fulfill your job duties, disability insurance serves as a vital safety net to replace your lost wages. Since you’ve contributed to this insurance through each paycheque, having your claim denied when you need it most can be incredibly disheartening.

Just because your case is denied doesn’t mean you’ve lost completely. Appealing a long term disability denial might be your best course of action, but overturning a denied claim is complex and can be difficult. This is why Canadians just like you have opted to enlist our capable team to fight on their behalf.

Need more information appealing a long term disability denial? Share Lawyers’ experienced team can answer your questions.

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Appealing a Long Term Disability Denial: What to Know

Insurance companies often deny valid claims to minimize their costs, which means appealing a long term disability denial is a possible step toward securing the benefits you need.

As you consider appealing a denial of your disability benefits, keep these critical points in mind:

  1. You might get the same reviewers:Appeals are often overseen by the same individuals who initially denied your claim, which may not lead to a different outcome.
  2. You could get the same results: The appeals process might not result in a reversal of the initial decision.
  3. You may be working against your best interest: The insurance company might argue that handling your appeal on your own proves you can work.
  4. You should consider getting a lawyer:When you have decades of legal experience to rely on, the pathway to winning your case becomes clear and achievable.

When you have professional legal counsel, insurance companies take your case more seriously. Hiring a disability lawyer like the ones at Share Lawyers costs you no money upfront, will expedite the process, and improve your chances of obtaining the benefits you deserve.

Hiring an Experienced LTD Lawyer is Better Than Appealing Yourself

Canadians can appeal on their own, but the process is complex, emotionally draining, and time-consuming. Insurance companies often exploit this complicated process by routinely denying valid claims. With Share Lawyers, experienced advocates strengthen your claim and help you secure the benefits you deserve.

How Share Lawyers Improves Your Odds of Overturning an LTD Denial

1. Legal Expertise

With over 35 years of experience in Canadian disability law, we understand regulations and court precedents for a strong appeal.

2. Comprehensive Case Assessment

We thoroughly review your case, denial letter, and medical records to identify strengths and areas for improvement.

3. Proper Documentation

We gather and present medical evidence to support your case, aligning with legal standards and policy definitions.

4. Collect and Present Medical Evidence

We help you gather and present the necessary medical documents to support your claim.

5. Effective Appeal Letter

We refute the reasons for the denial and provide strong counterarguments supported by legal precedents.

6. Improved Negotiations

We are skilled in mediation and settlement discussions to ensure the best possible outcome for your claim.

7. Court Representation

We build and argue a solid legal case in court, if necessary.

8. Experience with Insurance Company Tactics

We’ve seen the avoidance tactics that insurance companies use, and we know how to deal with them.

Appealing an LTD denial is an option to securing the benefits you deserve. However, facing your insurance company alone can often lead to additional denials, complicating your efforts to obtain the necessary support. That's why partnering with an experienced disability law firm is essential.

Share Lawyers Improves Your Chance of Success

A denial can be discouraging, but we hope you do not give up. Instead, let us take on the heavy lifting. We will navigate the complexities of the denied claim and even the odds against your insurance company.

Share Lawyers is a family-owned firm that has dedicated 35 years to supporting Canadians, not companies. As a premier disability law firm in Canada, we've helped thousands secure the benefits they’re entitled to.

We believe legal assistance should be accessible, so we offer free consultations and charge no fees until you win. In fact, we’re so confident in our ability to resolve matters in your favor that we refuse to get paid until you do. Reach out today to obtain the benefits you deserve.

Do you still need more information about appealing a long term disability denial? A quick conversation with one of our lawyers will set you on the path to obtaining your benefits.

Contact Share Lawyers today and let our 35+ years of experience work for you. We can help you win your case againstCanada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. Our legal team offers a free consultation and works on a contingency basis. There are no fees unless you win your case.

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