Resources

When you find yourself in a position where, as a result of an injury or illness, you are unable to work, you should request the necessary forms from your employer. This will typically require that you, your employer and your treating physician complete forms to be submitted to the insurance company. When the insurance company has received these forms and any additional information that it believes it requires to process your claim, it will make a determination of whether or not you are “totally disabled” based on the definition of disability contained in the insurance policy.

You may be unsure of your options and confused about what steps to may even feel jaded, perhaps ready to concede defeat.

Most important, you should not presume, because your claim has been denied, that your claim is without merit. Share Lawyers has helped thousands of people in your situation good chance we can help you as well. Don’t lose hope.

There are a number of resources available to help you move forward with your claim.Share Lawyers has prepared this booklet to assist you as you prepare to take your next disability insurance and the insurance industry, what to do when your disability claim has been denied, and how to booklet is to explain the necessary steps in successfully deserve.

Click here to download the ‘Share Lawyers Guide to Applying for Your Disability Benefits’ Guidebook

We require you to get an estimate of what your CPP Disability (CPP-D) Benefits payments might be if you applied and were approved. To obtain this information, please call 1-800-277-9914 to request the estimated amount posted on your file for your CPP-D monthly payment.

This is the amount you would be eligible to receive if you were approved for CPP-D. Be sure to explain that you understand this is just an estimate and that information being provided is not approval of payment. Rather, you need the figure for legal purposes. You may find that you will be transferred to several people before you reach someone who understands the inquiry and other times you get the figure quickly. You should ask for the figure over the phone (please make a note of the amount), but you should also request that they send you a statement of the estimate as well. Once you have the oral estimate, please email us with details and then follow up with us when you have the written estimate. If the person who you speak to do says that they do not have access to the relevant information, you will just need to request a written estimate and let us know.

Alternatively, if you can login to your My Service Canada Account, you should be able to get a CPP-D Estimate there.

If you obtain your CPP-D Estimate online, please send us a screenshot from your My Service Canada page.

This booklet is designed to help you keep your head on straight while you go through one of life’s most difficult challenges.

The period between hiring a lawyer, getting a settlement, and moving on with your life is often a year or more, but in emotional terms, it can seem like a decade.

Following the advice in this booklet will help you maintain equilibrium until you are ready and able to move on with grace and calm.

After your disability case has been settled and you have received your lump sum settlement, you may be wondering about the tax implications. Typically, if any portion of your settlement is taxable, you will receive tax forms from the insurance company in the February following the year your case has settled. At that time, you will have to consult with your accountant about filing taxes. This booklet will provide some guidance as to the taxability of your settlement as well as the deductibility of legal fees on your next income tax return.

We recommend providing this booklet to your accountant.

You can view our Portal’s directory of National Accountants by clicking here.

We know how hard it is to find resources when you’re already struggling with a disability or chronic illness, so we have put together this book of resources for you so that you can get the help you deserve.

Included: Mental Health And Addiction, Medical Resources/Health Services, Legal Services, Housing, Newcomer Services, Senior Services, Emergency, Disability Support, Community Services.

Litigation loans provide short-term funds for essential expenses and are repaid from your settlement, but come with high interest and can reduce final compensation. Home equity sharing agreements offer access to home equity without incurring debt or monthly payments, in exchange for a share of your home's future appreciation. Each option includes pros and cons, and the guide lists companies offering these services while urging users to review terms carefully and seek professional advice.