How To Apply for Short Term Disability
We understand that making the decision to stop working and apply for your short term disability benefits can be challenging. You've taken the first step of informing your employer and you're in the process of putting together the documents needed for your disability claim. But what’s next? You might find yourself with unanswered questions about the application process for short term disability benefits, questions that your employer or insurance provider may not be equipped or inclined to answer.
That's where we come in. We're committed to guiding you every step of the way and providing clear, comprehensive answers to all your questions and concerns. We're here for you, to ensure that you never feel alone in this journey..
Dos & don’ts of how to apply for short term disability
Do
Submit your disability claim to either Employment Insurance with Service Canada or your Insurance company promptly to prevent any missed deadlines.
Keep track of all interactions you have with EI or your insurance providers and healthcare professionals. You’ll never know when you’ll need to rely on this information.
Communicate honestly with all healthcare providers when discussing the details of your health and your disability claim.
When completing the forms, be concise—avoid giving EI or your insurance company an opportunity to misunderstand you or find fault. It's more beneficial to let your doctor detail the reasons why you need time off work.
Review government policies and/or your insurance policy. Get well-acquainted with the section that outlines the correct process for submitting a claim.
Always be truthful when submitting your disability claim—making false or overstated claims can have negative results, potentially leading to criminal charges.
Always be truthful when submitting your disability claim—making false or overstated claims can have negative results, potentially leading to criminal charges.
Don't
Don’t sign any documents from the insurance company without thoroughly reviewing them first.
Don’t reduce your work hours—decreasing your work hours could unintentionally lead to you losing your benefits or a reduction in the amount of your disability benefits.
Avoid engaging in public activities that could be interpreted as evidence of your lack of disability. Insurance companies may document this, potentially through video, and use it to contest your claim.
Don’t postpone sharing any additional information required by your insurance company. The longer you take to provide this information, the more it will delay the decision-making process.
Don’t settle for less than you deserve.
Don’t delay in contacting an experienced short term disability lawyer. We can help you understand all options available to you. The earlier a lawyer is involved, the better your chances will be of receiving maximum benefits.
How we can support you
When you call Share Lawyers, you’ll speak with someone who knows what you are going through and can offer you the best possible advice at no cost to you.
Why you should contact us:
Free to talk to us
Help with the application process and what you need to submit a claim
Discuss what happens after your claim has been submitted
Prepare you for what to do in the event your disability claim is denied
What should I do if my claim is denied?
If your disability claim has been denied, you might not know where to turn next. You may feel hopeless and unsupported. Unfortunately, your insurance company wants you to feel this way and expects you to give up. However, you are not alone in this.
We can guide you through every stage, from how to apply for short term disability benefits to fighting for and winning your case. Share is There. We have helped over 8,000 Canadians get the benefits they deserve, and we can help you as well.
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Get our Applying for Disability Benefits guide.
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Let us help you apply for long term disability benefits
You’ve taken the right first steps. You’re doing your research and weighing your options. But a lot of unknown factors could still affect how your case is decided. That's where we come in—to show you exactly how to apply for long term disability benefits. With our wealth of experience and track record of helping thousands of people, we’re here to guide you through the process and ensure you get the support you need.