Disability Lawyer Edmonton

While Edmonton's climate can be harsh, its people are resilient. Almost all industries are represented in this bustling city, though the three we deal with most often as Edmonton disability lawyers are oil and gas, manufacturing, and construction. Workers in all three industries face a similar problem when they cannot work due to an illness or injury; their jobs are physically demanding, and their burden to return is high.

Meanwhile, the insurance company wants to cut off benefits as soon as possible. When we represent clients in Edmonton, often, they're facing a denial of their LTD benefits for one of the following reasons;

• Insufficient medical information: Your treating physician may provide an out-of-work note, but your insurance company may demand additional information, potentially complicating your disability claim.

• Do not meet the definition of disability: Insurance policies have specific conditions for disability benefits, and they may use policy details to avoid payouts, impacting your financial stability.

• The insurance company (or their doctor) believes you can work: Even if your medical team believes you can't work, the insurance company may rely on their own medical provider's opinion, creating a potential barrier to accessing benefits.

• Pre-existing medical condition: If your claim is denied due to a pre-existing medical condition, the insurance company asserts that your disabling medical issue existed before your coverage began.

• Surveillance: Insurance companies may conduct surveillance, monitoring your activities, which they may use to deny your claim.

Workers in heavy industries like the ones that dominate Edmonton are particularly at risk when an insurance company tries to get out of paying. They may try to return to work too soon, putting them at increased risk of injury. If that sounds like your situation, contact an experienced disability lawyer in Edmonton for help.