Success Story: Samuel Rosenberg
When severe back pain halted Samuel Rosenberg's 16-year nursing career, it left him with no other recourse than to apply for long-term disability benefits through his insurance plan. When his insurance company responded to his claim with a resounding "no," he contacted Share Lawyers for help.
Painful Physical Limitations
Samuel had ankylosing spondylitis, which caused inflammation, pain and stiffness in his lower back and prevented him from performing the physically demanding duties of his job. He could no longer lift and transfer patients or stand on his feet for those long 12-hour shifts that were so easy to do when he was in his thirties.
Now, at 49, Samuel had to listen to the signals his body was giving him and to what his rheumatologist had strongly recommended – he had to stop working.
Insurer Challenges Claim
Samuel first applied for, and received, shortterm disability through his group benefit plan. His long-term claim, however, was not processed as quickly. The insurer's endless requests for more medical information continued to delay Samuel's claim.
Months went by without a decision. Samuel was forced to borrow from family to make ends meet.
Finally, after seven months complying with the insurance company's requests, they came back to Samuel with a final decision— he did not meet their definition of total disability and would not receive benefits.
Deciding To Sue
Samuel had a sick feeling that the insurance company was playing games with him, but this was his life and he wasn't going to take "no" for an answer. He had heard about Share Lawyers through a doctor at his hospital, and knew they had helped countless patients win back their denied insurance claims, so he decided to call.
Although the idea of a lawsuit intimidated him, the lawyer he met with for his free consultation, Janice Grevler, put his worries at ease. She explained that while the firm would make sure to provide regular updates on the progress of his case, they would be on the front-line dealing with the insurance company. All he had to do was take care of his health and trust the team of professionals that would be on his side.
Mediation Leads To A Fair Settlement
About one year later, the case went to mediation. While the insurance company's lawyers were ruthless about playing down his disability with biased medical opinions from their own doctors; his lawyer, Vice President of Share Lawyers, Steven Muller, was armed with even stronger medical evidence clearly showing how Samuel's condition had degenerated progressively since his initial diagnosis of ankylosing spondylitis.
After a long eight-hour meeting and aggressive negotiations, a settlement was reached. Samuel was pleased with the lump-sum settlement amount and walked out feeling vindicated. Finally, justice had been served and he could move on with his life.
While Samuel wasn't naive enough to think he would get an apology from the insurance company, he was relieved to get much-needed closure thanks to Share Lawyers' help. The settlement amount gave Samuel a bit of breathing room to catch up with his bills, pay off his debts and save a substantial nest egg.
All names and identifying details have been changed to protect the confidentiality of all involved.
Denied your long term disability claim?
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.