When Canadians suffer a debilitating injury or illness, they often depend on their disability insurance benefits to pay for care or sometimes just to survive. If you’ve had your disability claim or appeal denied, it might feel like you’re running out of options.
While you can continue to appeal your insurance company for benefits, you may start to wonder if you’d be better off contacting a lawyer to fight on your behalf. But what are the chances of winning disability without a lawyer?
In this article, we’ll explain why you should consider hiring an experienced disability lawyer – one with a proven track record of holding insurance companies accountable – to get the benefits you deserve.
If your disability claim has been denied, our disability lawyers can help.
What Are My Chances of Winning My Disability Claim Without a Lawyer?
If you’ve been denied your disability benefits, you can try to get your disability benefits by yourself by appealing your denied claim. However, without new and additional medical information from your doctors, you will likely by denied again. Most appealed claims end up in another denial, wasting valuable time and resources.
Working with a lawyer greatly improves your chances, especially when they have experience in disability claims. The process can be tricky, and insurance companies actively try to avoid giving you the benefits you paid for. A lawyer can help level the playing field for you.
So, what are the chances of winning disability without a lawyer? There are many factors to consider when deciding whether or not to pursue a case without legal counsel:
Complexity of the Case: Straightforward disability claims may be easier without a lawyer. However, most cases are not simple and often involve multiple disabilities and a thorough understanding of policies.
Medical Evidence: Accurate medical records and reports can help ensure that all relevant medical evidence is collected and presented effectively. However, if your claim has already been denied, you will likely need to gather new evidence from a medical provider.
Understanding the Legal Process: Disability benefit applications often involve complicated legal procedures and regulations. It can be challenging for many people to navigate the intricacies and avoid common pitfalls.
Appeals & Denials: If your initial claim has been denied and you’re appealing, you must present an even stronger and more convincing case.
Negotiations: Insurance companies may offer settlements to avoid paying out benefits. However, they will always make lowball offers during negotiations to ensure they pay out the least amount they can.
Time & Stress: Applying for benefits and appealing disability claims can be a time-consuming and emotionally draining process, especially since you’re already dealing with the stresses of a disability.
Legal Advocacy: In cases where insurance companies refuse to pay out even after appeals and negotiations, you may have to consider suing them for the benefits that you are owed. While this sounds incredibly intimidating, an experienced disability lawyer can make it a simple and streamlined process.
In short, while you can, in theory, take it upon yourself to advocate for your benefits by appealing the denial, negotiating with your insurance company, or taking legal action, it is an extremely tall order for most people.
Your odds of success are significantly lower than if you hire an experienced disability lawyer in Canada that understands how to navigate complex cases.
Why You Need an Experienced Disability Lawyer on Your Side
Navigating a disability case without a lawyer at your side can be like trying to cross a turbulent river without a sturdy bridge. You may be able to reach the other side alone, but it will be significantly harder. Having an experienced disability lawyer at your side is like having a reliable bridge–it improves your chances of reaching your destination.
One of the best things about partnering with a disability lawyer like Share Lawyers is that you never have to talk to your insurance company again. We’ll take on the heavy burdens for you, and we’ll work tirelessly to get you what you deserve.
How a Disability Lawyer Increases Your Chances of Success
Professional Disability Lawyer
Simple cases may be successful, but cases with any complexities will likely need help.
Experienced in handling complex cases, which increases your chances of success.
You are solely responsible for gathering and presenting medical evidence.
Can ensure all necessary medical evidence is collected and presented effectively.
Understanding the Legal Process
You’ll need to navigate complex legal procedures and regulations.
Well-versed in disability law and can guide you through the process.
Appeals and Denials
Facing an appeal can be challenging without legal support.
Can present stronger cases to improve your chances during appeals.
Negotiating with insurance companies can be daunting.
Experienced in negotiating fair settlements on a client’s behalf.
Time and Stress
The process can be time-consuming and emotionally draining.
Can handle all administrative tasks, reducing your stress.
Handling uncooperative insurance companies may be tricky.
Experience providing legal advocacy to ensure your rights are protected.
Regardless of the reason for your disability claim or denial, Share Lawyers does the heavy lifting so that your insurance company is held responsible. We have a well-established history of achieving successful outcomes for our clients, and insurance companies know that we mean business.
Share Lawyers Fights to Get the Disability You Deserve
We get it. It can be frightening, frustrating, and overwhelming when you can’t work and your insurance company–who is supposed to be there when you need them–isn’t paying the benefits you desperately need. That’s why Share Lawyers is dedicated to helping people in Canada just like you. We work hard to get you the benefits you deserve so you can concentrate on rebuilding your life.
Now that you have an answer to the question, “What are the chances of winning disability without a lawyer?” it’s time to consider your next step.
We're one of the first law firms in Canada to focus on disability law. With over 35 years of experience, we've successfully helped thousands of Canadians get their disability benefits. Talking to us is free; you won’t pay any fees until you've won your case, and we’ll provide the support you need to focus on your health.
Are you still wondering, “What are the chances of winning disability without a lawyer?”
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. Our legal team offers a free consultation and works on a contingency basis - there are no fees unless you win your case.