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Disability Claims & Denials
What Is the Average Waiting Period for Long Term Disability Benefits?
What’s the Average Waiting Period for LTD in Canada? The average waiting period for long term disability is usually 90 ...
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Disability Claims & Denials
The Role of Vocational Assessments in Long Term Disability Claims
If your insurance company requests a vocational assessment during your disability insurance claim, it plays a critical r...
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Disability Claims & Denials
How to Document Fluctuating & Episodic Disabilities for Your LTD Claim
If you’re seeking long term disability benefits for an episodic disability - one where your symptoms come and go - you m...
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Disability Claims & Denials
How to Write a Long Term Disability Appeal Letter — Tips for Successful Claims
If your claim for disability benefits has been denied by your insurance company, it can be confusing and stressful. Crea...
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Disability Claims & Denials
Aggravated and Punitive Damages in LTD Claims
When an insurer treats you unfairly after you’ve made a claim for long term disability benefits, you may be entitled to ...
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Disability Claims & Denials
Common Reasons LTD Claims Are Denied - And How to Fight Back
Disability claim denials for benefits provided by your employer or private long term disability claims are alarmingly co...
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Disability Claims & Denials
Can I Still Qualify for LTD If My Doctor Says I Can't Work
If your doctor said you can’t work due to illness or injury, can you still qualify for long term disability benefits? Wi...
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Disability Claims & Denials
What to Do When Your Long Term Disability Claim Is Denied in Canada
If your long term disability claim is denied in Canada, don’t panic or give up. There are clear steps you can take to fi...
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Disability Claims & Denials
Important Disability Claim Updates for Saskatchewan Workers: How We Can Help
The 2025 LTD Claims Breakthrough Recent administrative reforms at Plannera have finally unlocked the ability for many l...
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Disability Claims & Denials
Do You Need a Lawyer to Appeal a Disability Insurance Denial?
If your disability benefits claim has been denied by your employer or private insurer, you might wonder if you truly nee...
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Disability Claims & Denials
Is CRPS a Disability in Canada? - Disability Benefits for CRPS
Yes—complex regional pain syndrome (CRPS), including reflex sympathetic dystrophy (RSD), can be a recognized disability ...
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Disability Claims & Denials
Can I Refuse Medical Recommendations from My Insurance Company? - Disability Claims
Yes, you can refuse medical treatment or recommendations from your insurance company—but only if you have a valid reason...
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