Despite paying into long term disability insurance through your employer, your insurance company will likely try to deny your long term disability claim.
Disability denials are especially common when claims are based on chronic pain or mental health issues. Insurance companies have an appetite for details - they want to know exactly what your limitations are and what you can't do - and they will keep asking even when your doctor stands behind you being off work.
If you've been denied your long term disability claim, visit the Denied Disability Benefits page to learn more. You're not alone in this. Share is there.