If you’re sick or injured and unable to work, you likely have filed a long term disability (LTD) insurance claim. However, if your claim has been denied, you might be wondering about your next steps to secure the benefits you need.
Even though you can pursue an LTD appeal without a lawyer, we do not recommend it. Insurance companies prefer you navigate the process without professional guidance because it increases their chances of winning.
Don’t play their game. Let Share Lawyers help you.
Attempting a long term disability appeal without a lawyer? First, contact Share Lawyers for a free consultation
Attempting a Long Term Disability Appeal Without a Lawyer?
Before moving forward on your own, there are a few things you should know about appealing a denied claim for long term disability benefits:
- A claim denial is not a formal or legal ruling made by a neutral third party.
- You have the legal right to appeal a denied LTD claim and also to hire legal representation to fight back against a denied claim.
- Insurance companies have financial incentives to deny claims. Your insurance company will prioritize its bottom line over your safety and security.
While it is possible to attempt a long term disability appeal without a lawyer, hiring a lawyer significantly reduces your chances of success. Here are a few reasons why.