Medical Records For Your Long Term Disability Claim

A comprehensive history helps determine whether long term disability benefits are approved. However, incorrect or missing medical records can lead to the denial of your long term disability claim. Maintaining accurate records of your physical and mental health is crucial.

Need more information on medical records for your disability claim? Share Lawyers’ experienced team can answer your questions.

Medical Records For Your Disability Claim

Maintaining accurate medical records is important for any potential disability claim you may have, especially when you need to verify your condition, your health history, and how your condition affects your ability to work.

Why You Need to Keep Accurate Medical Records for Your Long Term Disability Claim

💡 Keeping records of your physical and mental health symptoms is critical for long term disability claims.

💡 Good records help you remember and communicate accurately with your doctor or physician.

💡 Doctor’s forms for disability claims require information on frequency and severity of symptoms, establishing a history of how your condition affects you.

💡 Accurate medical records serve as evidence if your claim is denied.

Insurance companies often seek ways to avoid paying out long term disability benefits, regardless of the validity of the claims. As a result, many claims are denied due to insufficient medical evidence.

Types of Medical Records for Your Long Term Disability Claim

There are many essential documents that constitute medical records, including but not limited to:

  • Diagnosis
  • Treatments
  • Prognosis Records
  • Laboratory Tests
  • Medical Opinions of Family Doctors or Specialists

All of your medical records must be comprehensive and detailed to establish how your condition impacts your ability to work.

Medical records for your disability claim can come from various sources, such as:

  • Licensed Physicians
    • Surgeons

    • Neurologists

  • Clinics

  • Hospitals

  • Emergency Room Visits

It’s critical to gather these records from any and all healthcare providers and to submit them with your claim.

The Information Your Disability Claim Will Require

Disability claims require completed forms from three entities: you, your doctor, and your employer. However, these forms may fail to capture the true degree to which your symptoms affect your ability to work. This is why we encourage you to document your symptoms for your own personal records.

Record the frequency and severity of your symptoms, specifying how they impact your work performance. Personal records can be physical or digital as long as they are accurate.

Since insurance companies are known to deny valid claims, collecting highly detailed information now can make a real difference should you need to file an appeal later.

How Share Lawyers Helps

Legal representation is a powerful tool. Given that insurance companies are often reluctant to pay out benefits, having a lawyer like Share Lawyers on your side can be invaluable. We understand that gathering medical records can be daunting, and we can assist in leveraging these records on your behalf to build a strong case, especially if you are facing a denial.

How Share Lawyers Can Assist with Your Medical Records

  • Gathering Medical Records

We can help you obtain all necessary medical records from your healthcare providers, ensuring that all essential documents are present.

  • Reviewing Records

We will review your medical records to ensure they are complete and accurately reflect your condition. They will identify any gaps or inconsistencies that need to be addressed.

  • Coordination with Healthcare Providers

We will coordinate with your doctors and specialists to obtain detailed medical opinions and reports that support your claim. This includes clarifying medical terminology and ensuring the records clearly document your medical condition.

  • Submitting Evidence

We will ensure all medical evidence is submitted correctly and on time to the insurance company, avoiding delays that could jeopardize your claim.

  • Expertise & Guidance

We provide advice on the most relevant and impactful medical evidence, helping build a strong case for your disability claim.

  • Legal Representation

We will use the medical evidence we have gathered to advocate on your behalf and fight for your rights.

Let Us Use Our Experience For You

At Share Lawyers, we’ve specialized in disability law and served as one of Canada’s top disability law firms for over 35 years, helping over 8,000 Canadians secure the benefits they are entitled to.

If you’re facing a denial and need medical records for your long term disability claim, let us handle the heavy lifting for you. We understand the challenges of being unable to work and are here to ease that burden so you can focus on your health.

We are so confident in our ability to win your case that we work on a contingency-fee basis—you don’t owe us anything until you’ve obtained your benefits. It all begins with a free conversation with one of our experienced disability lawyers.

Still need more information on medical records for your long term disability benefits? A quick conversation with one of our lawyers will help you understand your situation and provide a path forward.

Contact Share Lawyers today and let our 35+ years of experience work for you. We can help you win your case againstCanada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. Our legal team offers a free consultation and works on a contingency basis. There are no fees unless you win your case.

We’re here to support you during this difficult time

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