Will I Still Be Covered For Medical Insurance If On Long Term Disability?

Long Term Disability - Question 24
According to the Ministry of Labour of Ontario's Employment Standards Act, 2000, an employee on sick leave "has the right to continue to participate in pension plans, life insurance plans, accidental death plans, extended health plans and dental plans during his or her leave."

If the premiums for these benefits were deducted from your pay cheques and you are no longer receiving pay cheques because you are on long-term disability, it follows that you will have to pay those monthly premiums on your own in order to maintain coverage. Your employer is not obligated to pay on your behalf. Refer to your company's leave of absence policy or speak with your human resources department to be sure.

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