Depending on the size, income and type of your business, you may obtain insurance for one or more of the following categories:
- Business Overhead Expense Coverage - insurer will reimburse owner for daily operating expenses in the event the owner becomes disabled
- Business Buy-Out Coverage - insurer will cover expenses related to a forced buy-out of the business in the event of a disability or death of a business partner
- Business Key Person Coverage - insurer covers income lost and rehiring costs when a key employee becomes disabled
- Group Health Insurance - group health plans provide reimbursement for some or all medical costs to employees.