If you are a victim in a boating accident and you have suffered serious personal injury, then you should promptly consult a personal injury lawyer to determine what chance of success you have with such a case. Not having a boating license does not mean that a claim cannot be pursued, though it could affect whether any insurance covering the boat applies. The owner of a boat should ensure that only licensed individuals operate it. It is important to contact a personal injury lawyer to check on all of this, as well as the applicable time limits to submit a claim.