What If My Insurer Determines A False Claim In The Contestability Period?

What If My Insurer Determines A False Claim In The Contestability Period?

Disability Insurance - Question 1
After 2 years, they must allege a fraudulent misrepresentation, which is a higher test that in general can be described as a reckless misrepresentation or omission of facts that the applicant knew or ought to have known at the time of the application.

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