What Documents Do You Need When Applying for Disability Benefits?
In order to qualify for disability insurance benefits, there are usually a series of forms that must be completed. While they sometimes have slightly different names, the three main forms are:
- Plan Member Statement or Statement of Disability
- Plan Sponsor Statement or Employer’s Form
- Attending Physician Statement for your doctor to complete
What the insurance company is looking for in these forms is to see if you meet all of the qualifications for a disability claim. This would include coverage details, salary details, information about what your job entails and the physical and mental demands of your job. With respect to medical information, they are looking for sufficient details to assess whether you have a medical condition that is sufficiently severe to prevent you from doing the essential duties of your job, or any job, depending on the definition of disability contained in the applicable policy.
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Denied your disability claim?
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