With long term disability benefits, insurance companies require a “functional capacity evaluation” at the two-year mark.

Your transferable skills are evaluated, along with any limits or restrictions, and the insurance company presents you with three types of jobs they believe you could do so they no longer need to pay your long term disability benefits. Most times, you and your doctor will NOT agree that these are viable options.

At this point, you should talk to the long term disability lawyers at Share Lawyers to see if you have a valid claim to pursue a lawsuit against the insurance company.

Denied your long term disability claim?

Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case.