Can My Insurance Deny My LTD Claim For Refusal Of A Return-To-Work Program?
The short answer is yes, as this be deemed to be non-compliance with the terms of the policy (subject to the terms of the specific policy in question). If your medical condition precludes a return to work at the present time and this is supported by the medical evidence, then a denial on this basis can be disputed and you should consult a disability lawyer to discuss your specific circumstances.