Can I Apply For LTD After My Employer Has Terminated My Position?

Disability Benefits - Question 46
You should insist on being provided with these forms so that you can submit a claim to your disability insurance carrier even though your employment has been terminated. If the disability arose during a period in which you were actively working as an employee, you should still have coverage, as long-term disability coverage is usually based on the initial date of total disability. If you are not getting co-operation from your employer, or they refuse to provide this information to you, you could try to receive the forms directly from the insurance company. If that still doesn't get any results, you should consider contacting us to further discuss your legal options in such circumstances.

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