Many Stellantis Brampton workers may soon face layoffs, and those with serious and disabling medical conditions might want to know what options they have to protect their financial future, as discussed in this Toronto Star story. For employees struggling to work due to illness or injury, applying for long-term disability (LTD) benefits before your employment ends could be an option—waiting until after a layoff might mean losing access to crucial benefits.

Possible Steps to Protect Yourself

• Review Your Benefits Plan: Take time to understand your workplace LTD coverage, eligibility requirements, and claims process. Our Long Term Disability Benefits Guide may help you get started.

• Talk to Your Healthcare Provider: If a medical condition is making work challenging, discussing options with your doctor can provide clarity. Medical documentation is usually needed for any LTD claim.

• Consider Applying Sooner Rather Than Later: For some, applying for LTD while still employed may increase chances of approval. This could be worth considering if your health is making work increasingly difficult.

• Seek Legal Advice if Needed: Disability benefit rules and policies can be complex. Consulting an experienced disability lawyer may help you understand your rights and available choices.

Why Consider These Options?

Layoffs at GM Oshawa highlight broader economic uncertainty in Canada. For workers facing layoffs due to health issues, taking proactive steps could offer more stability and protect LTD insurance coverage. Preparation may be helpful—exploring these steps can provide some peace of mind, no matter what the future holds.

If you're facing layoffs and unsure about your options regarding LTD benefits, you might want to reach out to Share Lawyers for more information. With decades of experience, our team offers consultations and works on a contingency basis—meaning there are no fees unless you win your case.

Contact Share Lawyers today and let our experience work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. Our legal team offers a free consultation and works on a contingency basis—there are no fees unless you win your case.