Exaggerating Your Symptoms Can Result in a Denied Disability Claim

You have a medical condition that is legitimately disabling. You're preparing a claim to submit to your insurance company. A lot is riding on this: your health, your finances, your future. You've heard insurance companies have high denial rates and worry they will deny you like they have so many others. Learn how to avoid a denied disability claim.

Denied disability claim due to exaggerating symptoms

It's at this point that you might be tempted to exaggerate your symptoms. However, it's important to remember that if the insurance company finds out, your claim will be immediately dismissed with little chance of appeal.

Your claims adjuster has years of experience handling disability claims. He or she is eager to weed out what they consider to be "invalid" claims. Don't attempt to outsmart the powerful insurance company; they've heard it all. Instead, arm yourself with legitimate proof to support your claim, and don't allow feelings of fear and intimidation to get the best of you. This way you've done your best to avoid a denied disability claim.

Strong support & follow the rules to avoid a denied disability claim

The truth is that if you have strong support from your medical doctors validating that your disability prevents you from working. As well, you have followed the claims submission process as outlined in your insurance policy, you have a valid case. All you can do is present the facts and hope that your insurer lives up to their end of the bargain.

If you do receive a denial, that's when you need to hire a lawyer experienced in the area of disability law to fight for your benefits on your behalf. Be proud of yourself for being honest and following the rules. Remember, that with our help, you will get what is rightfully yours.


A note from our long term disability lawyers

Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.

If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.

Our disability law firm knows what you have been going through

We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.

Our experienced disability lawyers can fight back on your behalf

Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.

If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.

Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.

In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.

Denied your long term disability claim?

Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.

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