Millions of people worldwide experience unexplained pain. When managing the physical and emotional effects, focusing on insurance claims can be an enormous challenge.
This was the case for Jonathan, 53 years old, who worked as a flight attendant for over 13 years. He enjoyed his job and the meaningful connections he made with the passengers he assisted.
Four years ago, Jonathan began experiencing unexplained leg, hip, and foot pain. He was in constant pain, all of which was localized below the waist. The extent of his pain made his physically demanding job impossible to do.
Not knowing how long the pain would continue affecting him, Jonathan applied for short-term benefits and was approved. For months, he worked with healthcare professionals to try and diagnose the cause of his pain. With a myriad of possibilities eventually being ruled out, Jonathan was still left without a definitive reason for his condition.
Eventually, he applied for long-term disability benefits. Over the next three years, Jonathan struggled to find any remedies that could relieve his suffering - a great challenge, considering the lack of explanation for his symptoms.
Then last year, out of the blue, Jonathan’s insurance company sent a letter asking him to go to an independent medical examination (IME). His case manager, whom he had been dealing with in the past, had changed.
After going to the IME, the insurance company wrote, saying they believed that Jonathan was able to work in a different capacity. Jonathan knew that was not the case - his pain restricted him both physically and emotionally from working.
After Having An IME - Benefits Were Cut Off
His benefits were cut off within a few days - without any notice. Jonathan felt he was in a whirlwind. How could this happen seemingly overnight?
Depression quickly set in while Jonathan was unable to work and left without benefits - a condition that was exacerbated by his physical and financial stress. He felt hopeless and resigned to his fate of being in constant pain and with no support.
Within a year, Jonathan was bankrupt and had lost his house. Over the holidays, his brother Sam flew from Vancouver, BC to Smooth Rock Falls, Ontario where Jonathan was living. Sam could hardly bear to see his brother in such a state. It was so devastating to see Jonathan suffering and not receiving the benefits he needed to live.
Sam could not accept it was too late for his brother and decided to take action. After researching firms that might be able to help, he found Share Lawyers. It only took one phone call to shed light on the options for Jonathan.
Share Lawyers Brought New Hope
Share Lawyers joined Sam in his resolve to fight for the resources Jonathan needed to live while being unable to work. The team at Share Lawyers brought new hope to his situation. They argued that Jonathan was entitled to benefits going back to when he was cut off so abruptly, and into the future because he was unable to work. A settlement was reached that enabled Jonathan to live with financial security and focus on his health. Jonathan still struggles with unexplained pain. But now because of Share Lawyers and the love of his family, he knows he doesn’t have to face it alone.
*All names and identifying details have been changed to protect the confidentiality of all involved.
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.