As a copywriter, Talia had never been particularly concerned about her health. Sure, she took the occasional sick day, but hers was not a physically demanding profession and she had never worried that her health would ever prevent her from doing her job.
Then she experienced a sudden unexpected bout of abdominal pain when she was 32. The pain came on without any warning and was so severe that Talia went to the emergency room to make sure it wasn’t something serious. The doctors at her Vancouver hospital conducted several rounds of tests and were eventually able to determine that there was something wrong with her kidneys, but were otherwise unable to make a conclusive diagnosis.
Talia went through more tests the following day and even tried to get back to her regular life while she waited for the results. Unfortunately, her flare-ups only became more intense, to the point that it was virtually impossible to concentrate on anything else when things got bad. She knew she wasn’t as effective as she should be when she was at her desk and decided to file a short-term disability claim in the hopes that her doctors would be able to use that time to figure out what was wrong.
Sadly, the doctors still hadn’t identified the problem when Talia’s short-term benefits ran out. She knew that she was still in too much pain to handle the day-to-day responsibilities of her job, so she escalated to a long-term disability claim based on her ongoing symptoms. Talia had extensive documentation of her many tests and medical appointments, all of which proved that her condition was real and was causing her significant physical distress. She didn’t think there was any way her insurance provider could question the legitimacy of her claim.
It, therefore. came as quite a shock when Talia’s claim was rejected, specifically because she did not have an official diagnosis. The insurance company argued that it had no obligation to cover a claim for an unknown condition, and left Talia without any other source of income.
That’s when Talia saw an ad for Share Lawyers while she was looking up disability information online. She called and was elated when Share Lawyers agreed to take her case, telling her that the fact that the doctors had not identified the problem did not mean that her pain was not real, and that there was sufficient evidence to fight her claim.
For Talia, it was a relief to know that someone was taking her seriously. Share Lawyers recognized that her condition was genuine and was causing intense pain and discomfort that made her physically unable to work. They were also able to make that argument at mediation thereby getting the insurance company to acknowledge her claim and pay all her back benefits and benefits into the future.
Thanks to Share Lawyer’s help, Talia has now received the long-term disability benefits she deserved. Her doctors are optimistic that they will soon be able to help Talia on the road to recovery!
Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We have recently settled cases against Standard Life, Desjardins, Manulife, RBC Insurance, Sun Life, and much more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.