Too Sick To Work, But Not Sick Enough To Get Benefits

When your long term disability benefits are denied and you are too sick to work, this can seem like an impossible situation. Share Lawyers is dedicated to ensuring you get the benefits you need when you’ve suffered an illness or injury that prevents you from going to work. Take our client Thava, for example.

Too Sick To Work To Get Long Term Disability Benefits | Share Lawyers

Thava' Story

Thava worked as a labourer at a manufacturing plant in Scarborough, Ontario for over 20 years. Nearing his mid-forties, he considered himself to be relatively healthy - however when he started experiencing chest pain and indigestion for weeks at a time, he went to his GP to get checked out.

His doctor concluded the pain and stomach issues were stress related. This was not a big surprise to Thava, as he had been experiencing anxiety for quite some time. After this appointment, whenever he experienced chest pains or heartburn he would pop an antacid and take a moment for himself.

One morning at work, he felt a little more tired than usual and was moving a bit slower. He began to feel nauseous, but assumed it was because he hadn’t eaten breakfast. Thava started to sweat and felt a tight pressure in his jaw and arms. A coworker noticed Thava continuously pausing to catch his breath wipe the sweat from his face the back of his neck. While loading up a pallet of products to be shipped, Thava passed out. His foreman called 9-1-1.

Thave Suffered A Heart Attack

When Thava arrived at the hospital, the doctors immediately recognized the symptoms - he was having a heart attack. He was immediately given oxygen and nitroglycerin. The 9-1-1 call from work saved his life, and after a few days in the hospital Thava was prescribed an ACE Inhibitor and was advised to change his diet and lifestyle to prevent further episodes.

After just two weeks off of work, Thava was feeling much better. He contacted his employer about a time he could return to work. Because of the physical component of his job, Thava’s employer did not feel that he was well enough to return so soon. Thava applied for short-term benefits in order to keep on top of his bills while he had to take another few weeks off. He had started gentle yoga classes to manage stress, he and his wife began to plan heart healthy meals, and he continued his course of treatment.

After several more weeks, Thava asked again to return to work. His employer was not satisfied that Thava would be well enough, and told him again to wait. Thava began to truly worry. What was he supposed to do? He was only 43 and had many working years left in him. He applied for long-term disability - as this was his only option - but the insurance company said he was not sick enough to qualify.

Feeling Too Sick To Work

Thava felt totally helpless and was frustrated by this situation. Too sick to work… but not sick enough to get benefits? How could this possibly happen? Thava heard from his coworkers that the company had already hired a new full-time employee to replace him.

While scrolling through Facebook, Thava’s wife saw an ad for Share Lawyers. After watching a video with testimonials from some previous clients, she saw that Thava’s situation was something Share Lawyers could help with.

When Thava came to the Share Lawyers office, we assured him he would get the help he needed. Thava found city driving stressful, and, after the initial consultation, didn’t want to come into the office. As Share Lawyers often corresponds with clients by phone and online, this was absolutely fine. We spoke with Thava often, answering all his questions.

Share Lawyers Proved Need For Long Term Disability Support

After getting more detailed medical information to support that Thava was unable to return to the type of work he had been doing before his heart attack, we were able to reach a settlement with Thava’s insurance company to get his back benefits and future benefits. We were able to prove he would need the long term disability support as his employer did not think he was fit to work.

Thava was relieved to find he didn’t have to fight this battle on his own. We were so happy to get him a settlement that enabled him to support himself while focusing on his health.

*All names and identifying details have been changed to protect the confidentiality of all involved.


Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win your case.
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A note from our long term disability lawyers

Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.

If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.

Our Disability law firm knows what you have been going through

We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.

Our experienced disability lawyers can fight back on your behalf

Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.

If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.

Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.


In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.







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