Have you been asked to undergo a medical examination as part of your disability claim? What should you do?
Along with FCEs (Functional Capacity Evaluations) and techniques such as unannounced home visits and covert surveillance, one of the primary investigative tools insurers use when assessing a disability claim, and particularly in high-benefit long-term disability claims, are IMEs or Independent Medical Examinations.
We’ve discussed IMEs quite a bit on the Share Lawyers blog, but it’s important for you to know what your rights are when dealing with an insurer who requests such an examination. Can the insurance company compel you to undergo an examination? Is a claimant always obliged to attend said exam? Here are three important blog posts that will give you some insight into IMEs, how they work, and how they might relate to your disability case.
Can Independent Medical Assessments Ordered by the Insurance Company Affect your Disability Benefits?
The long and stressful process of applying for disability benefits can be made even more complicated when an insurer tries to deny your claim. Even if your doctor supports your claim, the insurance company may ask you to undergo an Independent Medical Examination (IME). Can such an assessment affect your disability benefits? Learn more here.
This blog post is a rundown of the key tools and techniques insurers use to investigate disability claims, from Independent Medical Examinations (IMEs) to surveillance. It’s important for claimants to know what sorts of assessments they are contractually obligated to participate in, whether or not they have the right to refuse, and more. Learn more here.
An Independent Medical Examination (IME) is supposed to provide an unbiased and professional medical exam as evidence in legal matters such as disability, personal injury and motor vehicle accidents. What should you do if an insurance company requests that you undergo an IME? What sorts of doctors are qualified to perform IMEs? Are IMEs mandatory? This blog outlines all you need to know about this type of assessment. Learn more here.
We hope this roundup helps remind you of what you need to know about Independent Medical Examinations. Don’t hesitate to reach out if you have any more questions about this subject.
Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win your case.Find out if you have a disability case.
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.