Returning to Work After Long Term Disability in Canada
Returning to work from long term disability is a deeply personal decision. Unfortunately, insurance companies pressure people to return to work before they’re ready, potentially jeopardizing their health and interfering with ongoing medical treatment. Don’t let this happen to you.
If you’re debating whether returning to work is right for you, Share Lawyers can help you weigh your options and choose the best pathway forward.
Need help deciding if returning to work after long term disability in Canada is the right choice for you? Share Lawyers will help you understand your situation and choose the best pathway forward.
Returning to Work After Long Term Disability in Canada
Returning to work after long term disability is a personal milestone, one that happens on your timeline. Your health and safety are the priority, and rushing back can be detrimental. Here are other important factors to consider as you make decisions about returning to work.
How Soon Should I Return to Work After Being on Long Term Disability in Canada?
There’s no universal answer to this question because circumstances and timelines differ from person to person. Returning to work hastily can worsen your condition, and your health is paramount. Only return to work when you feel ready and have your doctor’s approval.
Can My Insurance Provider Force Me to Return to Work?
Absolutely not. No insurer has the authority to force you to return to work. Although they may threaten to stop your disability benefits if you don't comply, they cannot compel you to return.
If your insurer pressures you to return despite ongoing pain or medical treatment, don’t give in. Instead, consult your doctor or contact the disability lawyers at Share Lawyers for a free consultation on what to do next.
What happens if I Return to Work Too Soon?
Most long term disability insurance policies include a "recurrence clause" designed for situations like this. If you need to resume your disability claim, take three key steps:
Key Steps to Take if You Return Too Soon | |
Document Your Return-to-Work Attempt | Both you and your employer or HR department should document your attempt to return to work. Identify all of the medical conditions or symptoms that hinder your ability to perform your job duties. |
Consult with Your Doctor | Discuss any issues related to your diagnosis that arose during your return to work. Resuming your disability benefits will likely require documented, objective proof as well as support from your doctor. |
Inform Your Insurance Provider | In writing, record your return-to-work attempt. Notify your long term disability insurance provider, explaining how your disability prevents you from fulfilling your job duties. Finally, include a letter from your doctor corroborating your claim. |
