When we think of disabilities, our minds commonly jump to physical disabilities. We think of people in wheelchairs, those with vision loss, hearing impaired, those with cerebral palsy, etc. Our minds tend to gravitate to something tangible we can quantify. But the fact is that invisible disabilities are just as common or more common. What’s more is that a physical disability can often lead to invisible ones, such as depression or anxiety disorders.
Depression affects roughly 8% of all Canadians, including many living in Toronto. Part of what can make someone more susceptible to depression involves major, destabilizing life changes, including in the form of physical limitations. New or worsening physical limitations can take a huge toll not just on the body but the mind. The results can be dangerous.
A Disability Can Force You to Rethink Your Career Path
So why does this happen? The reasons are many and varied. The onset of physical disabilities can lead to a complete upheaval of one’s life and direction. For many, their disabilities force them to rethink their career path, oftentimes one that’s required a great deal of study or financial investment. The landscaper who has owned his own company for 25 years that now has spinal stenosis and can no longer work. What happens after a diagnosis like that?
Often there’s a loss of direction and purpose. After working for years to get their career on track, being forced to stop due to situations beyond your control is demoralizing. This can also cause a decrease in self-esteem. Becoming disabled for any reason has a profound impact on one’s sense of self. If you were the primary breadwinner in your family and can no longer provide, that affects your self-esteem as much as it does your sense of purpose and direction.
Loss of Autonomy and Self-Esteem
With certain disabilities comes a complete loss of control over one’s own body. Whether due to chronic pain, weakness, fatigue, dizziness, or a myriad of other potential symptoms, you no longer feel like you have a say in what happens to your body. It can feel like being a Nascar driver locked behind the wheel of a car, unable to steer, while driving at 150 km/h. Often this can lead to self-destructive behaviour as a means of coping. This loss of autonomy and decline in self-esteem can lead people down a dark and dangerous rabbit hole that’s sometimes impossible to climb out of.
Feelings of boredom can become toxic if left unchecked. Sadness, frustration, and anger are all healthy emotions, but they can fester and grow into something far more insidious if they’re left unattended.
Mental Health Issues Can Develop
Disability goes beyond what we can see. Often those with physical disabilities develop mental health issues along their road to recovery. At Share Lawyers, we understand the breadth of damage a disability can cause for you and your family. We know there’s more below the surface and are dedicated to helping people get the care they need.
If you have symptoms from a condition or illness that are contributing to declining mental health and not being able to work, you may be able to file more than one claim for disability benefits.
If you are experiencing either physical or invisible disabling symptoms and want support to get your long term disability benefits, please contact our long term disability lawyers today. Share is There.
If you have had your claim for long term disability deniedin Toronto, contact the long term disability insurance lawyers at Share Lawyers. Our experienced team of long term disability (LTD) lawyers can help. We have recently settled cases against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and many more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.