Living with a condition that has yet to be diagnosed is stressful, especially if you are unable to work. Continuing to search for answers about your well-being, with no diagnosis, while dealing with a denied insurance claim can feel like an overwhelming challenge for most people.
Not only are you struggling to find treatments for your undiagnosed symptoms, but now you also have to find the energy to fight for the benefits you deserve - all while wondering how you will be able to pay your bills while waiting for your insurance claim to resolve. Fortunately, we have some resources that may help.
Here is a roundup of the Share Lawyers articles best suited to help those dealing with no diagnosis. These resources cover details that explain:
- Whether you should work full or part-time when ill or injured
- Why you should fight the insurance company’s denial of your claim
- What Independent Medical Examinations (IMEs) are and how they affect your claim
- An illustration of how Share Lawyers helped win a case against an insurance company for a client experiencing unexplained pain
It goes without saying that working while ill or injured can be incredibly difficult. Many opt to reduce the number of hours they work on a regular, long-term basis in order to manage their new illness. However, it’s important to understand what that could mean for your disability claim. Disability benefits are usually based on the number of hours that you worked or the amount of income that you earned prior to leaving your job on account of disability so reducing your hours for an extended period of time could result in lower disability benefit entitlement. We know this process can be complicated- that’s why we’re here to help.
After being denied your long or short-term disability benefits, you might feel disappointed and even defeated. Despite your best efforts, you are now unable to claim the benefits you feel you’re entitled to. And on top of that, you’re managing the symptoms of your disability, which are often painful and challenging.
You certainly couldn’t be blamed for deciding to not fight your insurance company’s decision. Fighting your insurance company’s denial can be a gruelling process, especially if you decide to go it alone. But Share Lawyers, strongly suggest you fight against the decision and not let your insurance company win.
What is an independent medical examination? Which type of medical professionals are qualified to be independent medical examiners? Is it mandatory to have an IME if your insurance company has made a request? Our post answers these questions and more.
This article features the story of one of our clients who began to experience unexplained pain. After the insurance company conducted an IME (Independent Medical Exam), they decided her symptoms weren’t deemed serious enough to meet their definition of disability.
Share Lawyers fought for our client and was able to get them the benefits they deserved.
Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We have recently settled cases against Standard Life, Desjardins, Manulife, RBC Insurance, Sun Life, and much more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.