At various times in our lives we all rely upon professionals, such as doctors, dentists and accountants, to help us with situations that require professional help. It is easy to forget that these professionals are also people who can get sick, and need to fight for their disability benefits too. Read one of our many memorable cases of a disabled professional.
Insurance companies don’t discriminate when it comes to claims that get denied. We see claims denied across the full range of occupations in our society. Over the years we have represented many professionals in their battle to recover their disability benefits.
Disabled Professional Diagnosed With A Neurological Disease
One such memorable case involved a disabled professional who was diagnosed with a neurological disease that meant he would not be able to continue with his practice. In fact, in planning for his future, he had already made the decision to sell his practice and, at the same time, submitted a claim for his disability benefits. The policy he had was designed to pay the benefits if he was unable to do the essential duties of his own occupation, as a professional.
The insurance company tried to suggest that his choice to sell his practice was a lifestyle choice as he wished to retire. They didn’t dispute that he had been diagnosed with a debilitating neurological illness, but believed that it was not so advanced that he couldn’t continue to work in his profession for the foreseeable future.
Share Lawyers Challenges The Insurance Company
As his lawyers, we needed to persuade the insurer that his choice to sell his practice was made with the appropriate concern for the safety of his patients, as to continue to work with the neurological illness was potentially putting his patients at risk. While the policy he had was supposed to pay him a monthly benefit, he preferred to negotiate a lump sum settlement. He did not wish to continue to have a relationship with an insurance company that didn’t give any credence to his planning and he had lost trust that they would treat him properly in the future.
Cases like these underscore that even the best planning cannot necessarily guarantee that all of the things we put in place will work the way we expect them to. However it should at least be reassuring to know that by hiring an experienced disability insurance lawyer, you can challenge the decisions made by the insurance company to deny your claim.
Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win your case.Find out if you have a disability case.
We have recently settled cases against Standard Life, Desjardins, Manulife, RBC Insurance, Sun Life, and much more. We love hearing feedback from our clients, so please share your own experience with us.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.