What Are My Long Term Disability Benefits?
Long term disability benefits are a lifeline when illness or injury affects your ability to work. Sadly, social stigma causes some hesitation when it comes to utilizing LTD entitlements. Don’t fall into this trap.
LTD benefits are a purchase owed to you, not a handout. You have paid for them through your employer’s insurance benefits package, so these benefits belong to you. If you’re looking for clarity, Share Lawyers is here to help.
Need more information on your long term disability benefits? Share Lawyers’ experienced team can answer your questions.
What Are My Long Term Disability Benefits?
Simply put, disability benefits are the monthly payout you receive through your insurance policy when you cannot work for an extended period of time due to an injury or illness. LTD insurance provides a percentage of your salary if you cannot work due to a disability or disabling condition.
Should I Apply for LTD Benefits?
If you have disability coverage through your workplace and you are too sick or injured to continue working, you should! If your monthly payments for long term disability benefits are part of your benefits package through your employer, then you have paid for these benefits, which means that you are entitled to them.