Attempting a Long Term Disability Appeal Without a Lawyer

If you’re sick or injured and unable to work, you likely have filed a long term disability (LTD) insurance claim. However, if your claim has been denied, you might be wondering about your next steps to secure the benefits you need.

Even though you can pursue an LTD appeal without a lawyer, we do not recommend it. Insurance companies prefer you navigate the process without professional guidance because it increases their chances of winning.

Don’t play their game. Let Share Lawyers help you.

Attempting a long term disability appeal without a lawyer? First, contact Share Lawyers for a free consultation

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Attempting a Long Term Disability Appeal Without a Lawyer?

Before moving forward on your own, there are a few things you should know about appealing a denied claim for long term disability benefits:

  • A claim denial is not a formal or legal ruling made by a neutral third party.
  • You have the legal right to appeal a denied LTD claim and also to hire legal representation to fight back against a denied claim.
  • Insurance companies have financial incentives to deny claims. Your insurance company will prioritize its bottom line over your safety and security.

While it is possible to attempt a long term disability appeal without a lawyer, hiring a lawyer significantly reduces your chances of success. Here are a few reasons why.

What To Expect When Appealing Without a Lawyer

Biased Review Process

Those who denied your initial claim are often responsible for reviewing appeals, which leads to biased decisions.

Insufficient Medical Evidence

Insurance companies scrutinize the medical evidence you provide, searching for any opportunity to weaken your case.

Complex Legal Procedures

Navigating the complex legal and procedural requirements without professional guidance is daunting and can lead to mistakes.

Strategic Disadvantage

Insurance corporations have extensive experience and resources to defend their decisions, putting you at a significant disadvantage.

Professional assistance from an experienced disability law firm like Share Lawyers can greatly enhance your chances of getting your long term disability benefits.


Share Lawyers Can Help

At Share Lawyers, we offer free legal consultations to help you understand your options. Before you attempt a long term disability appeal without a lawyer, we’d like to offer our support and expertise during this challenging time.

Forging ahead without legal counsel can prolong the appeals process, which could lead to financial hardship. We can expedite the process and help you secure your benefits faster.

How Share Lawyers Helps

Essential Legal Guidance

We provide comprehensive legal guidance to ensure all aspects of your case are thoroughly addressed.

Medical Evidence Collection

We gather and organize the necessary medical evidence to illustrate your inability to work due to illness or injury.

Biased Review Mitigation

We counteract the biased review process by presenting a strong, well-documented case to challenge the insurance company’s decision.

Strategic Advantage

Medical evidence is required to support the severity and limitations imposed by the disabling condition.

Better Outcomes

With Share Lawyers by your side, your insurance company will be held accountable. We’ll get your claim re-evaluated, significantly boosting your chances of a favourable outcome.

Life reBUILDER™

We offer personalized support through the exclusive Life reBUILDER program, helping you regain stability and rebuild your life during and after the lawsuit.

Share Lawyers Fights for Your Rights

If your LTD claim has been denied, it can be incredibly upsetting. We empathize with your situation and understand what is at stake. Instead of attempting a long term disability appeal on your own, we hope we’ve convinced you to reach out to us. Together, we’ll fight to secure the benefits you deserve.

The team at Share Lawyers has been amazing to work with so far. From the very first phone call, I felt heard, understood, and confident that this was the right law firm to help me with my case. They are clear, thorough, and very knowledgeable. I would recommend them to anyone needing legal help with a disability situation!


  • Michelle A.

At Share Lawyers, we're dedicated to helping Canadians secure the benefits they depend on. We understand how crucial these benefits are and we’re ready to fight for you. Our proven track record and customer satisfaction speak volumes; insurance companies know we mean business.

Start today with a free consultation, and owe us nothing until you win.

Still thinking about attempting a long term disability appeal without a lawyer? A quick conversation with one of our lawyers will help you understand your situation and provide a path forward.

Contact Share Lawyers today and let our 35+ years of experience work for you. We can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. Our legal team offers a free consultation and works on a contingency basis. There are no fees unless you win your case.

We’re here to support you during this difficult time

How can we help?