Joel is a 41-year-old former warehouse manager and part-time DJ. For years Joel burned the candle at both ends, working hard on weekdays and DJing regularly at weddings and parties on the weekends. After pulling a number of late nights, Joel was so tired that he slipped in the shower and hit his head. Luckily for Joel, his employer let him take a month off to recuperate.
After taking some time to rest, Joel returned to work. Three short months later, Joel had a seizure while working late. His doctor ordered an MRI and an EEG but both examinations came back negative.
After his seizure, Joel decided to put his passion as DJ on hold and use his free time to recuperate. He returned to work after a short-term disability leave of two months. Weeks after he returned to work, he had another seizure. His doctor ordered a second MRI scan. This time the scan revealed that Joel had suffered a serious head trauma and as a result was diagnosed with epilepsy.
Joel's Claim Was Denied
Joel was crushed by the diagnosis and unsure of how he’d return to work with his ongoing debilitating symptoms. Faced with a new illness that he didn’t know how to manage, Joel filed for a long-term disability claim. His insurance company denied the claim saying that his disability does not prevent him from doing his job. They argued that working in a warehouse in a managerial position did not require him to be on any heavy equipment and that he could perform the essential duties of his job. Joel disagreed and more importantly his doctors disagreed because it was common for Joel to have to get onto the equipment regularly either to fix a problem or fill in for another worker.
Joel was determined to get his claim approved and went to see another neurologist who wrote another supportive medical report. Despite assembling what seemed like a strong case, the insurance company still denied Joel's claim. Joel was devastated and unsure of what to do next. He needed to start earning money again and considered going back to work, even if it wasn’t best for his health.
Share Lawyers Helps Get The Benefits Joel Deserved
One day, Joel saw a TV commercial for Share Lawyers. He reached out to the firm to see if they could assist him to fight for his claim. Share Lawyers listened to his story and worked together with him to build a solid case. With the support of his doctors and the experienced disability lawyers at Share Lawyers, Joel's claim was settled for a lump sum. The payment included benefits from when he had stopped working and several years into the future.
Thanks to Share Lawyers, Joel can manage financially while he figures out his next move. He is seeking more rigorous treatment and education to learn more about how to deal with his epilepsy. He is researching going back to school to be retrained into a field that is not as physical.
*All names and identifying details have been changed to protect the confidentiality of all involved.
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.