If you are a financial planner or working in a similar capacity, and you are covered under an Equitable Life group benefit plan, and your long term disability benefits have been denied, here a few things that you might find helpful:
• The fact that your claim has been denied does not mean that you should not pursue your claim or that you don’t have a good case
• Share Lawyers has taken on many of these types of claims and succeeded in recovering fair settlements
Many Reasons Equitable Life Denies Claims
Equitable Life covers financial planners as well as bank employees, teachers, and many other occupations. We have seen many claims over the years denied for different reasons including:
• They are not satisfied with the medical evidence and do not believe it provides sufficient proof of a disabling medical condition
• They state that you are not receiving appropriate medical treatment or care
• After you have received LTD benefits for a period of time (usually around 24 months), the definition of disability changes and they believe you can work in “any occupation”
• They say they have information that suggests that you are not as disabled as you and your doctors have told them.
If you know you aren’t well enough to work and your doctors are supportive in you staying off work, you should not give up. You should contact Share Lawyers so that we can assess your chances of successfully challenging Equitable Life’s decision to deny your claim.
In most cases we are able to negotiate or arrange a mediation so that a fair settlement of your claim can be reached.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.