Don't Fear the Lawsuit - Insurance Claim Denials
If your insurance company has denied your long-term disability benefits, and you have appealed with no results, it may be time to hire a lawyer.
Time To Hire A Lawyer
However, the thought of a lawsuit may be downright terrifying to you. Whether it's due to a negative past experience or a fear of the unknown, there are many valid reasons why you may be wary of taking legal action against your insurance company.
Two of the most common reasons why claimants are reluctant to approach a lawyer are a fear of being charged more than they can afford and having no control over the outcome of their case.
Share Lawyers Can Help
How do we allay these fears at Share Lawyers?
We choose not to charge an hourly fee but instead, work on a No Win / No Fee basis. Hiring a lawyer on this basis means that you don't pay any money unless your lawyer wins your case. Fees are calculated as a percentage of the total amount recovered, and this percentage is laid out in the retainer agreement so there are no surprises after the case has begun. This fee arrangement assures our clients that we are working diligently to win them the maximum settlement possible. When our clients win, we win. It's a mutually beneficial arrangement that puts our clients minds at ease and encourages trust.
Transparency Is Essential
At Share Lawyers, we also like to keep our clients informed at every stage of their case. Transparency is essential. We advise our clients about what the law says about their case and lay out the options, but it is up to the client to decide what they want. While we provide expert guidance and direction; ultimately, the decision to submit, accept and/or reject a settlement is up to the client.
We also encourage our clients to ask questions and share their concerns from the outset--we believe this is so important that we have a client service lawyer dedicated to providing our clients with clarity on matters pertaining to their case. These measures give the client an active role in their case and help to demystify the legal process.
Ultimately, deciding to hire a lawyer, and choosing the right one, is a personal matter. You should always try to find a lawyer with whom you feel comfortable. Booking a free, no-obligation consultation is a good way to get a sense of the lawyer's experience and approach.
To learn about what to expect if you choose to sue your insurance company, click here.
Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win.
We have recently settled cases against Sun Life, Blue Cross, BMO, SSQ and many more.
Find out if you have a Disability Case.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.