Do you know someone with a health challenge? Perhaps a loved one who has a chronic and invisible illness or disability that they manage every day. Or maybe a close friend’s sudden diagnosis changed their immediate future. Whatever the case, it’s easy for outsiders to see only the burdens on a person’s physical well-being rather than their financial reality.
The truth is, your health has an impact on your finances - from taking time off work to recover to paying for medication and other medical supplies needed to manage your symptoms. That’s why so many people go back to work after treatment or continue to work while managing their ongoing symptoms. For many people, having to leave work in any capacity is a blow to their sense of self-worth. Taking time off, no matter how long, can feel like giving in to your sickness and letting it control you (instead of the other way around).
A disability lawyer shares what can happen if you return to work too soon
Our long term disability lawyers have seen it happen before. It's important to understand that losing your job or working part-time can lead you to lose out on potential long term disability benefits that you may have otherwise been eligible to receive from your long term disability insurance claim.
It can also compromise your health and your recovery, as working while recovering or managing symptoms can be detrimental to your health.
If you go back to work while trying to fight the insurance company:
- If you go back to work full-time while you’re waiting to find out if you’ll receive your long term disability benefits, the insurance company might claim you’re not sick enough to receive the benefits that you really need.
- If you go back to work full-time while you’re waiting to find out if you’ll receive your long term disability benefits, you might end up making yourself sicker. If you’re unable to do your job, you may lose your job, which reduces the chances that you’ll receive a settlement from the insurance company because they may say that you weren’t disabled and are only claiming benefits because you were fired.
- If you reduce your hours to part-time so that some money is coming in while you are sick, you might only receive benefits for this lower salary or wage.
That’s why applying for long or short term benefits are essential to your overall health - physically, emotionally and financially. Not to mention fighting for your benefits if your insurance company denies your claim.
Tips for returning to work from a disability lawyer
This is where Share Lawyers comes in
Our long term disability lawyers understand that it's essential to secure your finances while you take care of the most important thing: your health.
At our law firm, we fight for you every step of the way to ensure you get the benefits you deserve to make a full recovery and manage your illness. And we believe you should do this without worrying about how you’ll pay your bills - including your legal bill, because we don’t get paid unless we win your case.
So before you stress about whether or not you should return to work, make sure you fight back against the insurance company for the long term disability benefits you deserve. And if your benefits are denied, call Share Lawyers.
Not ready to talk to anyone? Read more about stopping or returning to work on our website.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.