Can I Get Disability Insurance Benefits if I Have Long COVID?
If you’re suffering with serious long COVID 19 symptoms in Windsor, your health issues can qualify you for a long term disability claim.
If you are covered under a group or individual long term disability policy, the insurance companies should treat your long COVID 19 symptoms much like any other illness or injury. Many insurance policies were written before the pandemic. Whether insurers will try to amend policies going forward remains to be seen, but long COVID 19 is currently being treated like all other conditions. This does not guarantee that the insurance company will automatically approve your long term disability claim – but it does mean that you can fight the decision if you are denied. If you are denied your benefits, regardless of your condition, Share Lawyers can help.
We are hearing from an increasing number of new clients who are managing the symptoms of long COVID 19. Health sources such as the New England Journal of Medicine are estimating that around 10-30% of those who have had COVID 19 can suffer from COVID 19 symptoms for months after they are infected. These estimates show that up to half a million Canadians could be considered COVID 19 long haulers in the coming months and years. This is why it is so important to learn your rights if you happen to find yourself managing the symptoms of long COVID 19.
COVID 19 long haulers experience symptoms such as fatigue and sleep issues, cough, joint pain, chest pain and shortness of breath, memory problems, muscle pain, headache, rapid heartbeat, loss of smell and taste, fever and flu symptoms, dizziness, and mental health issues such as depression and anxiety. These COVID 19 symptoms can also become worse after physical or mental activity – which can make it difficult to continue working.
In the below video, our president David Share speaks to a question about long COVID 19 qualifying for long term disability benefits.
If you are unable to work due to COVID 19 symptoms, you should consider making a claim for disability benefits. Your symptoms are real and Share Lawyers can give you the support you need. Please contact us today for a free consultation. We have already helped many people in your situation and we can help you.
If you have had your claim for long term disability denied, contact Windsor's long term disability insurance lawyers at Share Lawyers. Our 35+ years of experience in long term disability (LTD) law can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
Denied your long term disability claim?
Contact Share Lawyers today and put our experience to work for you. Our 35+ years of experience can help you win your case against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and other insurance companies. We offer free consultations and there are no fees unless you win your case. Join us on Facebook and become a Top Fan for a chance to win each month.
A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.