Read about specific issues surrounding Fibromyalgia and disability claims.
Q: Is Fibromyalgia considered a disability in Ontario?
A: Yes, fibromyalgia is considered a disability in Ontario. Fibromyalgia is one of several ‘invisible disabilities’ that require certain specific medical criteria to be considered a valid diagnosis.
Q: My friends and family have told me that insurance companies do not pay long-term disability claims to people suffering from fibromyalgia. I recently applied and haven’t heard anything yet. What can I expect?
A: Insurance companies tend to be very skeptical about fibromyalgia claims. They believe that there is insufficient medical evidence to prove the condition, despite its recognition in legal and medical circles. Clinical tests and protocols can establish the diagnosis, so it’s important for you to provide as much medical information as possible. Ask your family doctor to send you to a specialist, such as a rheumatologist or a physiatrist to confirm the diagnosis.
Q:Can I talk to my family and friends about my lawsuit?
A: This is a question that you should discuss with your lawyer, but generally, it is probably a good idea to keep your information about your lawsuit confidential and not to discuss too much of the details with friends and family. While the case is going on, the more information you share, the greater the possibility that the insurance company may learn something about your personal details that they may try to use against you in the lawsuit, either through investigation, background checks, and surveillance. After the lawsuit has been concluded, most settlements now include stringent confidentiality provisions that preclude any sort of detailed disclosure regarding the outcome of your claim. Check the wording of any release you may have been required to sign and also check with your lawyer on what you can or cannot say about your settlement.
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A note from our long term disability lawyers
Taking a medical leave from work is not an easy decision to make. Concerns about providing for yourself and your family and keeping your job may cause you to want to push through your pain, but this won’t make your problems go away. Stopping work is often the smartest decision for your long term health and well-being, and your disability benefits are there to provide you with financial support until you can return to work.
If you have made the tough decision to stop working and apply for your short term disability or long term disability benefits, you may feel overwhelmed by the process and have questions that your employer and your insurance company are not able or willing to answer. Share is There to see you through and answer your questions.
Our Disability law firm knows what you have been going through
We understand that things have not been easy for you over the last little while. Your health has been suffering, you are unable to work, and now your insurance company, who was supposed to be there in your time of need, has decided they will not pay your disability benefits or respect your disability claim. These benefits exist to provide you with the financial support you need so that you can focus on your health and rebuilding your life. It is unfortunate that your insurance company has not lived up to its promise. If your disability claim has been denied, we will fight to get you the benefits you are entitled to. Our disability lawyers have helped thousands of Canadians get their long term disability benefits over the past 35 years, and we can help you too.
Our experienced disability lawyers can fight back on your behalf
Share Lawyers believes that every client who is dealing with a disability claim deserves superior personal service. To achieve that goal, we have developed our team of experienced, compassionate, and caring long term disability lawyers, law clerks, and administrative staff to meet all of your needs. Our team of experienced long term disability, life insurance, employment, and critical illness insurance lawyers have made successful claims against many insurance companies, third-party administrators and employers.
If you are unable to work, your disability benefits should be there to provide you with the financial support you need. While your insurance company may be focused on finding ways to avoid paying your claim, our focus is on what is in your best interest. When Share Lawyers gets involved, you have an entire team of lawyers that are there to support you and to fight for what is yours.
Our disability claim lawyers fight for your disability insurance claim by relying on our many years of experience to apply the best strategic planning and approach in each case, using the latest technology available. Experience matters, and with Share Lawyers, you are in the best hands with 35 years of success on your side.
In this video, we explain the role of a long term disability lawyer and how we can support you when you have been denied your long term disability benefits.