Too Sick To Work, But Not Sick Enough To Get Benefits

When your long term disability benefits are denied and you are too sick to work, this can seem like an impossible situation. Share Lawyers is dedicated to ensuring you get the benefits you need when you’ve suffered an illness or injury that prevents you from going to work. Take our client Thava, for example.

Too Sick To Work To Get Long Term Disability Benefits | Share Lawyers

Thava' Story

Thava worked as a labourer at a manufacturing plant in Scarborough, Ontario for over 20 years. Nearing his mid-forties, he considered himself to be relatively healthy - however when he started experiencing chest pain and indigestion for weeks at a time, he went to his GP to get checked out.

His doctor concluded the pain and stomach issues were stress related. This was not a big surprise to Thava, as he had been experiencing anxiety for quite some time. After this appointment, whenever he experienced chest pains or heartburn he would pop an antacid and take a moment for himself.

One morning at work, he felt a little more tired than usual and was moving a bit slower. He began to feel nauseous, but assumed it was because he hadn’t eaten breakfast. Thava started to sweat and felt a tight pressure in his jaw and arms. A coworker noticed Thava continuously pausing to catch his breath wipe the sweat from his face the back of his neck. While loading up a pallet of products to be shipped, Thava passed out. His foreman called 9-1-1.

Thave Suffered A Heart Attack

When Thava arrived at the hospital, the doctors immediately recognized the symptoms - he was having a heart attack. He was immediately given oxygen and nitroglycerin. The 9-1-1 call from work saved his life, and after a few days in the hospital Thava was prescribed an ACE Inhibitor and was advised to change his diet and lifestyle to prevent further episodes.

After just two weeks off of work, Thava was feeling much better. He contacted his employer about a time he could return to work. Because of the physical component of his job, Thava’s employer did not feel that he was well enough to return so soon. Thava applied for short-term benefits in order to keep on top of his bills while he had to take another few weeks off. He had started gentle yoga classes to manage stress, he and his wife began to plan heart healthy meals, and he continued his course of treatment.

After several more weeks, Thava asked again to return to work. His employer was not satisfied that Thava would be well enough, and told him again to wait. Thava began to truly worry. What was he supposed to do? He was only 43 and had many working years left in him. He applied for long-term disability - as this was his only option - but the insurance company said he was not sick enough to qualify.

Feeling Too Sick To Work

Thava felt totally helpless and was frustrated by this situation. Too sick to work… but not sick enough to get benefits? How could this possibly happen? Thava heard from his coworkers that the company had already hired a new full-time employee to replace him.

While scrolling through Facebook, Thava’s wife saw an ad for Share Lawyers. After watching a video with testimonials from some previous clients, she saw that Thava’s situation was something Share Lawyers could help with.

When Thava came to the Share Lawyers office, we assured him he would get the help he needed. Thava found city driving stressful, and, after the initial consultation, didn’t want to come into the office. As Share Lawyers often corresponds with clients by phone and online, this was absolutely fine. We spoke with Thava often, answering all his questions.

Share Lawyers Proved Need For Long Term Disability Support

After getting more detailed medical information to support that Thava was unable to return to the type of work he had been doing before his heart attack, we were able to reach a settlement with Thava’s insurance company to get his back benefits and future benefits. We were able to prove he would need the long term disability support as his employer did not think he was fit to work.

Thava was relieved to find he didn’t have to fight this battle on his own. We were so happy to get him a settlement that enabled him to support himself while focusing on his health.

*All names and identifying details have been changed to protect the confidentiality of all involved.

Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win your case.
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