Have you been asked to undergo a medical examination as part of your disability claim? What should you do?
Along with FCEs (Functional Capacity Evaluations) and techniques such as unannounced home visits and covert surveillance, one of the primary investigative tools insurers use when assessing a disability claim, and particularly in high-benefit long-term disability claims, are IMEs or Independent Medical Examinations.
We’ve discussed IMEs quite a bit on the Share Lawyers blog, but it’s important for you to know what your rights are when dealing with an insurer who requests such an examination. Can the insurance company compel you to undergo an examination? Is a claimant always obliged to attend said exam? Here are three important blog posts that will give you some insight into IMEs, how they work, and how they might relate to your disability case.
Can Independent Medical Assessments Ordered by the Insurance Company Affect your Disability Benefits?
The long and stressful process of applying for disability benefits can be made even more complicated when an insurer tries to deny your claim. Even if your doctor supports your claim, the insurance company may ask you to undergo an Independent Medical Examination (IME). Can such an assessment affect your disability benefits? Learn more here.
This blog post is a rundown of the key tools and techniques insurers use to investigate disability claims, from Independent Medical Examinations (IMEs) to surveillance. It’s important for claimants to know what sorts of assessments they are contractually obligated to participate in, whether or not they have the right to refuse, and more. Learn more here.
An Independent Medical Examination (IME) is supposed to provide an unbiased and professional medical exam as evidence in legal matters such as disability, personal injury and motor vehicle accidents. What should you do if an insurance company requests that you undergo an IME? What sorts of doctors are qualified to perform IMEs? Are IMEs mandatory? This blog outlines all you need to know about this type of assessment. Learn more here.
We hope this roundup helps remind you of what you need to know about Independent Medical Examinations. Don’t hesitate to reach out if you have any more questions about this subject.
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