Living with a condition that has yet to be diagnosed is stressful, especially if you are unable to work. Continuing to search for answers about your well-being, with no diagnosis, while dealing with a denied insurance claim can feel like an overwhelming challenge for most people.
Not only are you struggling to find treatments for your undiagnosed symptoms, but now you also have to find the energy to fight for the benefits you deserve - all while wondering how you will be able to pay your bills while waiting for your insurance claim to resolve. Fortunately, we have some resources that may help.
Here is a roundup of the Share Lawyers articles best suited to help those dealing with no diagnosis. These resources cover details that explain:
- Whether you should work full or part-time when ill or injured
- Why you should fight the insurance company’s denial of your claim
- What Independent Medical Examinations (IMEs) are and how they affect your claim
- An illustration of how Share Lawyers helped win a case against an insurance company for a client experiencing unexplained pain
It goes without saying that working while ill or injured can be incredibly difficult. Many opt to reduce the number of hours they work on a regular, long-term basis in order to manage their new illness. However, it’s important to understand what that could mean for your disability claim. Disability benefits are usually based on the number of hours that you worked or the amount of income that you earned prior to leaving your job on account of disability so reducing your hours for an extended period of time could result in lower disability benefit entitlement. We know this process can be complicated- that’s why we’re here to help.
After being denied your long or short-term disability benefits, you might feel disappointed and even defeated. Despite your best efforts, you are now unable to claim the benefits you feel you’re entitled to. And on top of that, you’re managing the symptoms of your disability, which are often painful and challenging.
You certainly couldn’t be blamed for deciding to not fight your insurance company’s decision. Fighting your insurance company’s denial can be a gruelling process, especially if you decide to go it alone. But Share Lawyers, strongly suggest you fight against the decision and not let your insurance company win.
What is an independent medical examination? Which type of medical professionals are qualified to be independent medical examiners? Is it mandatory to have an IME if your insurance company has made a request? Our post answers these questions and more.
This article features the story of one of our clients who began to experience unexplained pain. After the insurance company conducted an IME (Independent Medical Exam), they decided her symptoms weren’t deemed serious enough to meet their definition of disability.
Share Lawyers fought for our client and was able to get them the benefits they deserved.
Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We have recently settled cases against Standard Life, Desjardins, Manulife, RBC Insurance, Sun Life, and much more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.