Amina truly had it all. After college, Amina landed her dream job as a physiotherapist and met a wonderful partner and started a family. Now, at 45-years-old, Amina was just as happy. She liked getting up every day to help people with physical difficulties and pain, and she loved coming home to her amazing family.
The Moment That Changed Everything
Getting out of the shower at home, Amina slipped and fell on the wet floor, hitting her head. It hurt a little, but Amina got up and went to work anyway. Later that day, Amina was dizzy, lightheaded, and her vision began to blur; there was no way she would be able to treat the rest of her patients. Without hesitation, Amina called her husband and had him bring her to the ER. Here, the physician told her that she had experienced a severe concussion. All of this meant a minimum of 6-8 weeks off work to avoid further complications. Amina was crushed. She hated to abandon her patients, but more than that: how could she possibly support her family if she stopped working?
Rest, Recuperation, and Recovery
Lucky for Amina, she was quickly approved for her disability benefits, and the financial support allowed her to take the time she needed to recover from her unfortunate accident that resulted in migraines. After 12 weeks of rest and recuperation, Amina felt ready to get back to her patients. Amina wanted to start slowly, with just a couple of days a week, but her supervisors were eager to have her back on the job to meet the demands of her clients.
Very quickly, Amina learned that her accident was still having residual effects on her body - migraines and vision problems. Often, Amina’s vision would blur and some objects would take several seconds to come into focus. Amina found herself having debilitating migraines that prevented her from treating her patients to the best of her ability. Most upsetting of all, Amina found herself finding it hard to find and say the right words when she communicated with her colleagues. She worried about the future.
A few weeks after her return, Amina’s supervisor informed her that she was being let go. The company felt that Amina was no longer able to perform the duties of her job, so they offered her two weeks of termination pay and asked her not to return. She had been working at her job for years and knew that she deserved more severance.
Amina was devastated that this was happening. Then Amina called her disability insurance to re-apply for her benefits. She was denied on the basis that she was able to work. She knew that this was not true.
How Share Lawyers Helped
With nowhere left to turn, Amina quickly booked a free consultation with Share Lawyers. A family friend had used their services before, so Amina knew that the firm had years of experience helping others in similar situations. Immediately, the team at Share got to work compiling a strong case against Amina’s insurance company and former employer. The Share team, including a team of disability lawyers and employment lawyers, empathized with Amina and cared about the details of her case. Amina’s lawyers were careful not to overwhelm her with unnecessary paperwork and forms. It took some time, but Share Lawyers negotiated a fair and substantial settlement on Amina’s behalf for both the disability claim and her wrongful dismissal. After the case was settled, Amina was able to find another physiotherapist position part-time, which gave her more time to recover from the accident.
If you have had your claim for long term disability denied, contact the long term disability insurance lawyers at Share Lawyers. Our experienced team of long term disability (LTD) lawyers can help. Toronto is home to the Share Lawyers office, but we have helped people all across Canada. We have recently settled cases against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and many more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.