Disability and Going Back to Work

Do you know someone with a health challenge? Perhaps a loved one who has a chronic and invisible illness or disability that they manage every day. Or maybe a close friend’s sudden diagnosis changed their immediate future. Whatever the case, it’s easy for outsiders to see only the burdens on a person’s physical well-being rather than their financial reality.The truth is, your health has an impact on your finances - from taking time off work to recover, to paying for medication and other medical supplies needed to manage your symptoms. That’s why so many people go back to work after treatment, or continue to work while managing their ongoing symptoms. For many people, having to leave work in any capacity is a blow to their sense of self-worth. Taking time off, no matter how long, can feel like giving in to your sickness and letting it control you (instead of the other way around).It’s important to understand that losing your job or working part time can lead you to lose out on potential benefits that you may have otherwise been eligible to receive from your disability insurance claim and possibly your health. Working while recovering or managing symptoms can be detrimental to your health.

Here’s what might happen if you go back to work while trying to fight the insurance company when you have a disability:

  1. If you go back to work full-time while you’re waiting to find out if you’ll receive your benefits, the insurance company might claim you’re not sick enough to receive the benefits that you really need.
  2. If you go back to work full-time while you’re waiting to find out if you’ll receive your benefits, you might end up making yourself more sick. If you’re unable to do your job, you may lose your job, which reduces the chances that you’ll receive a settlement from the insurance company because they may say that you weren’t disabled and are only claiming benefits because you were fired.
  3. If you reduce your hours to part-time so that some money is coming in while you are sick, you might only receive benefits for this lower salary or wage.
That’s why applying for long or short-term benefits are essential to your overall health - physically, emotionally and financially. Not to mention fighting for your benefits if your insurance company denies your claim.

This is where Share Lawyers comes in. We understand that’s it’s essential to secure your finances while you take care of the most important thing: your health.

At Share Lawyers, we fight for you every step of the way to ensure you get the benefits you deserve to make a full recovery and manage your illness. And we believe you should do this without worrying about how you’ll pay your bills-- including your legal bill, because we don’t get paid unless we win your case.So before you stress about whether or not you should return to work, make sure you seek out the disability benefits you deserve. And if your benefits are denied, call Share Lawyers. Has your long term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.We have recently settled cases against State Farm, Manulife, OTIP, Sun Life, and many more. Please share your own experience with us, we love hearing feedback from our clients.

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